Mutual Opportunities
Head of Liquidity Modeling and Analysis
Boston, Massachusetts; Springfield, Massachusetts; New York, New York
Thank you to our employees for voting us one of the top places to work in Massachusetts for seven consecutive years!
Overview
Finance and Accounting is at MassMutual’s core, and our team is ushering in an era of growth. We are looking for bold ideas, creative solutions, and comfort embracing change. We strive to build a diverse team and leverage different points of view to optimize processes and build strong relationships.
Our team is motivated by challenging work that delivers substantial impact in a culture of accountability and collaboration. We treat policyowners and customers fairly and prioritize financial stability. Being part of a mutual company means that our teams can think long-term, and employees can dive deep into the complex structure of products and the organization.
Our finance teams are experts in their field and thrive in fast-paced environments. They balance the needs of the business and invest in the long term, while always putting the customer first. They align their work with our live mutual philosophy and strive to always make the right choice for our policyowners. We are building a team that truly embodies ‘together we move forward.’
“At MassMutual, finance is the heartbeat of our company. Maintaining financial strength and stability and earning trust are key to how we operate. And as a mutual life insurance company, we don’t have shareholders. This means that our finance team can think long-term when choosing the best paths to fulfill our purpose: helping people to secure their futures and protect the ones they love. We’re looking for dedicated, skilled, creative finance professionals to join us in tackling complex challenges. Here, you’ll have the opportunity to grow your career in a place that values your ideas and invites you to challenge the status quo.”
Job Description
Head of Liquidity Modeling and Analysis
Full-Time, Treasury Organization
Boston, MA, New York, NY or Springfield, MA
The Opportunity
As Head of Liquidity Modeling and Analysis, you will oversee sophisticated modeling frameworks that ensure the company can meet its financial obligations under both business-as-usual and extreme stress conditions. In this critical role, you will move beyond static snapshots to build a dynamic, forward-looking forecasting engine capable of navigating the unique complexities of life insurance cash flows. You will take full ownership of our stress testing environment—simulating extreme scenarios to expose vulnerabilities before they arise—and design the comprehensive contingent planning frameworks that serve as our strategic playbook in times of crisis. This is a high-visibility opportunity for a proactive leader to transform liquidity from a monitoring function into a powerful, predictive pillar of our strategic treasury management.
The Team
As a key leader within our Treasury organization, you will join a team dedicated to evaluating the complex trends of regulatory capital, operating liquidity, and financial flexibility. In this highly collaborative role, you will act as a strategic bridge, partnering regularly with experts across Investment Management, Enterprise Risk, and Actuarial teams to ensure an integrated approach to our financial strength.
The Impact
Liquidity Modeling and Stress-Testing
- Architect and lead the enhancement of complex stress-testing engines that simulate the intricate interplay between market volatility and policyholder behavior, including dynamic lapses and surrender scenarios
- Report on key performance drivers and variance trends to inform decision-making
- Refine the governance approach for managing liquidity at the investment segment level for the General and Corporate Investment Accounts to better quantify the trade-offs between asset liquidity and portfolio performance
Contingent Liquidity Planning
- Lead the quantitative assessment of contingent funding requirements, ensuring an optimal balance between safety and capital efficiency
- Create actionable Liquidity Playbooks that address the practicalities of asset liquidation and accounting impacts
- Stress-test and refine Contingency Funding Plans across a diverse spectrum of idiosyncratic and systemic shocks to guarantee organizational readiness
·Leadership
- Orchestrate thriving partnerships across Treasury, Risk and Investment teams to ensure a unified and proactive approach to liquidity management
- Spearhead high-impact initiatives that modernize our forecasting capabilities and strengthen MassMutual’s financial resilience
- Synthesize complex analytical findings into compelling executive narratives that drive decisive action at the senior leadership levels
- Cultivate a high-performing team, providing the strategic vision to prioritize mission-critical work while championing the professional growth of every member
The Minimum Qualifications
- Bachelor’s in finance, actuarial science, mathematics, economics or related field
- 10+ years of progressive experience in finance, treasury, investments, asset liability management or risk management for a life insurance company
- Proven track record of managing technical teams and driving cross-functional collaboration
The Ideal Qualifications
- CFA, FSA/ASA or FRM
- Experience modeling or pricing insurance liabilities and familiarity with their redemption rights and potential for sudden cash demands
- Expertise in Fixed Income analytics and the liquidity characteristics of corporate bonds, MBS, and alternative investments
- Experience working in a Finance transformational setting; driving change and managing competing priorities
What You Can Expect at MassMutual
MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:
- Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes
- A collaborative environment where perspectives are welcomed
- Access to learning, development, and internal networks that support continuous growth and skill-building over time
- Employee-led communities and forums that foster connection, learning, and inclusion across the organization
- A culture grounded in integrity, responsibility, and stewardship—supported by a company with a strong legacy and a future-focused mindset
#LI-LC1
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
Salary Range: $172,000-$225,700
Hiring Process
Explore
Explore our open jobs by clicking 'search jobs' to find a position that aligns with your experience and skills. You may also consider joining our Talent Network.
Apply
Click the “apply” button on that job posting to complete and submit your application. Your application will be reviewed by a recruiter, which, due to the volume of applications received, may take some time as we carefully consider each application.
Screen
After your application has been reviewed, if you meet the qualifications for the role, a recruiter will reach out to you to start a conversation.
Interview
If you are invited for an interview, you will be scheduled to meet with the hiring manager and hiring team.
Offer
If you are extended an offer to join MassMutual and accept, your start will be contingent upon a satisfactory background check.
Hire
If you accept the offer, we will be so excited to welcome you to the MassMutual community!
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
By the numbers*
- 85% of employee respondents say they are proud to work at MassMutual
-
90
% of employee respondents say the work they do at MassMutual is meaningful - 85% of employee respondents say they feel encouraged to come up with new and better ways of doing things
*Source: 2025 MassMutual employee engagement survey
Award-Winning Culture
MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.
We strive to build a thriving community where everyone is valued, included, and feels that they belong.
At MassMutual, we Live Mutual.
How We Work
MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.
Benefits for the whole you (and your loved ones)
There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.
Explore some of our offerings below. Benefit details can be found here.
Why MassMutual?
Candy
Marketing Consultant
Atsam
Head of Advisor/Client Experience & Business Excellence
Erica
Head of Procurement
where we work
Springfield Office
1295 State Street, Springfield, MA
Boston Office
10 Fan Pier Blvd, Boston, MA
New York Office
2 Park Ave,
New York, NY
Virtual
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