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Mutual Opportunities

Smiling Women

Internal Wholesaler

Boston, Massachusetts
Job Category Sales ID R20781
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Thank you to our employees for voting us one of the top places to work in Massachusetts for seven consecutive years!

Overview

A career with us means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees are at the foundation of what enables MassMutual to deliver on our purpose to help people secure their futures and protect the ones they love.

We embrace the idea that we all are stronger and better through our support for one another. We strive to create a culture where employees feel valued and are celebrated for who they are.

People working together
Headshot of Roger Crandall
Roger Crandall CEO
“Since our founding in 1851, mutuality has put our policyowners at the center of everything we do. At our core, we’re a company of people helping people in their time of need, and that spirit extends to the culture we’ve built at our company. Our employees support and rely on each other each day, collaborating to deliver the best solutions for our customers and help millions more secure their future and protect the ones they love.”

Job Description

The Opportunity

We’replanning aheadto support continued growth, and our clients deserve the best. We are proactively building relationships with experiencedInternal Annuity Wholesalersin anticipation of future hiring needs within our Annuity Distribution organization.

While there may not be an immediate opening, we are actively looking to connect with strong talent who would be interested in joining MassMutual as opportunities arise!

The Team

We have assembled a team of industry leading professionals making up our internal sales, key account management, advanced sales, and sales enablement & marketing teams. The team hasa track recordof focusing on the customer,collaborationand achieving sales results. The team is entrepreneurial in spirit anddoesn’tback away from a challenge. The team has builta great senseof community and desire to execute since the MMSD division wasestablishedin 2021.  

The Impact

In this role,Annuity Internal Wholesalerssupport an assigned territory and partner closely with External Wholesalers to drive sales of MassMutual’s annuity products tothirdpartydistributors.You’llbuild and deepen relationships across channels including Banks, Credit Unions,Wirehouses, National and Regional Broker Dealers, and Independent Broker Dealers. Success in this role is measured by territory production, penetration rates, and the diversity of annuity solutions delivered to meet client needs.

Responsibilities include, but are not limited to:

  • Partner with the territory External Wholesaler to drive sales activity and client engagement 

  • Provide preandpostsaleconsultation to distribution partners

  • Deliver sales and marketing materials, includingcasespecificand customized sales illustration support, as needed 

  • Collaborate closely with External Wholesaler and Advanced Sales teams to build knowledge of life insurance products, concepts, and competitive positioning 

  • Support territory execution by managing assigned activities andfollowupsto help drive distributor engagement and sales outcomes 

  • Build andmaintainstrong working relationships with key distributors and internal partners to support effective sales execution 

  • Stay informed on product updates, market trends, and industry insights to effectively support advisors and distribution partners 

  • Utilize Salesforce and other sales tools to document activity, manage relationships, and support pipeline visibility 

  • Collaborate with internal teams to ensureaccurateandtimelyprocessing of business andfollowthroughon client needs

Minimum Qualifications

  • Bachelor’s Degree or 4+yearswork experience in the insurance or financial services industry

  • 2+ years' working experience; inclusive of at least 1+ years' experience with annuity or investment solutions in the insurance/financial services industry and/or within financial institutions (banks, credit unions, wires, broker dealers)

  • FINRA Series 6 at time of application or must obtain within180 daysof hire

  • State Securities License Series 63 license at time of application or must obtain within180 daysof hire

  • State Life & Health License at time of application or must obtain within180 daysof hire

Ideal Qualifications 

  • Bachelor's degree

  • 3+ years’ experience of sales or sales support experience with annuity products

  • FINRA Series 6 at time of application

  • State Securities License Series 63 license at time of application

  • State Life & Health at time of application

  • Possess excellent oral and written communication skills, interpersonal and customer service skills

  • Possess excellent speaking skills and presentation skills to groups of varying sizes in virtual forum

  • Well-established self-management skills, e.g., territory management, time management, prioritization, managing internal & external relationships

  • Extensive knowledge about annuity products (fixed, income, variable annuities), practices, trends and information affecting the business and organization

  • Experience working with financial institutions (banks, credit unions,wirehouse, national/regional broker dealers, and independent broker-dealers

Compensation:  $70 - 80k base salary range, plus sales-based incentive opportunity resulting in total target compensation package of $80-100k

What to Expect as Part of MassMutual and the Team

MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:

  • Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes 

  • A collaborative environment where perspectives are welcomed 

  • Access to learning, development, and internal networks that support continuous growth and skill-building over time 

  • Employee-led communities and forums that foster connection, learning, and inclusion across the organization 

  • A culture grounded in integrity, responsibility, and stewardship—supported by a company with a strong legacy and a future-focused mindset

#LI-JLH3

MassMutual is an equal employment opportunity employer. We welcome all persons to apply.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.

MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.

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Hiring Process

Explore

Explore our open jobs by clicking 'search jobs' to find a position that aligns with your experience and skills. You may also consider joining our Talent Network.

Apply

Click the “apply” button on that job posting to complete and submit your application. Your application will be reviewed by a recruiter, which, due to the volume of applications received, may take some time as we carefully consider each application.

Screen

After your application has been reviewed, if you meet the qualifications for the role, a recruiter will reach out to you to start a conversation.

Interview

If you are invited for an interview, you will be scheduled to meet with the hiring manager and hiring team.

Offer

If you are extended an offer to join MassMutual and accept, your start will be contingent upon a satisfactory background check.

Hire

If you accept the offer, we will be so excited to welcome you to the MassMutual community!

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

By the numbers*

  • 85% of employee respondents say they are proud to work at MassMutual
  • 90
    %
    of employee respondents say the work they do at MassMutual is meaningful
  • 85% of employee respondents say they feel encouraged to come up with new and better ways of doing things

*Source: 2025 MassMutual employee engagement survey

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Award-Winning Culture

MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.

We strive to build a thriving community where everyone is valued, included, and feels that they belong.

At MassMutual, we Live Mutual.

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How We Work

MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.

Benefits for the whole you (and your loved ones)

There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.

Explore some of our offerings below. Benefit details can be found here.

Paid Time Off

  • In addition to generous vacation time, paid holidays, and flexible holidays, MassMutual offers 'take care' time to care for yourself or someone you love—whether for physical illness or mental health.
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Health & Well-Being

In addition to top-line medical and dental coverage, personalized mental health solutions, on-site and virtual health coaching, and much more, MassMutual reimburses employees up to $1,250 per year for eligible expenses supporting mental, physical, and financial well-being.

Financial Well-Being

In addition to competitive salaries and bonuses, educational assistance programs, and much more, MassMutual offers up to a 10% total 401(k) benefit, consisting of a 5% company match and a 5% annual contribution.

Taking Care

MassMutual offers generous maternity and parental leaves, as well as bereavement leave to mourn the loss of a loved one (and the employee defines 'loved one'). In addition, we offer up to 320 hours of caregiver leave to help employees support loved ones in times of need.

Giving Back

MassMutual offers three paid days for employees to volunteer with eligible nonprofits of their choice, and the MassMutual Foundation matches employee donation dollars to eligible nonprofit organizations up to $5,000 annually.

Commuter Benefits

MassMutual offers a Qualified Commuter Program through which eligible employees can pay qualified workplace commuting expenses with before-tax dollars, as well as a commuter wallet option for employees based at Boston and NYC campuses.

Why MassMutual?

Candy

Marketing Consultant

Atsam

Head of Advisor/Client Experience & Business Excellence

Erica

Head of Procurement

where we work

Springfield Office

Springfield Office

1295 State Street, Springfield, MA

Boston Office

10 Fan Pier Blvd, Boston, MA

New York Office

2 Park Ave,
New York, NY

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