Mutual Opportunities
Finance Consultant, MMFA Field Capital Management
Springfield, Massachusetts
Thank you to our employees for voting us one of the top places to work in Massachusetts for seven consecutive years!
Overview
Finance and Accounting is at MassMutual’s core, and our team is ushering in an era of growth. We are looking for bold ideas, creative solutions, and comfort embracing change. We strive to build a diverse team and leverage different points of view to optimize processes and build strong relationships.
Our team is motivated by challenging work that delivers substantial impact in a culture of accountability and collaboration. We treat policyowners and customers fairly and prioritize financial stability. Being part of a mutual company means that our teams can think long-term, and employees can dive deep into the complex structure of products and the organization.
Our finance teams are experts in their field and thrive in fast-paced environments. They balance the needs of the business and invest in the long term, while always putting the customer first. They align their work with our live mutual philosophy and strive to always make the right choice for our policyowners. We are building a team that truly embodies ‘together we move forward.’
“At MassMutual, finance is the heartbeat of our company. Maintaining financial strength and stability and earning trust are key to how we operate. And as a mutual life insurance company, we don’t have shareholders. This means that our finance team can think long-term when choosing the best paths to fulfill our purpose: helping people to secure their futures and protect the ones they love. We’re looking for dedicated, skilled, creative finance professionals to join us in tackling complex challenges. Here, you’ll have the opportunity to grow your career in a place that values your ideas and invites you to challenge the status quo.”
Job Description
The Opportunity
We’re looking to hire a Finance Consultant to join our team! You’ll be primarily accountable for the Program Management functions supporting MMFA Field Capital Management Programs. Your duties will include loan program design, application review and offers, coordinating the approval process and document execution, performance reporting, regulatory compliance, and financial analysis with a focus on program alignment and risk management. In addition to these duties, you will engage, and support as needed in the broader teams’ functions of compensation program design, financial modeling, compensation analytics, and Regulation 4228 compliance duties. You’ll collaborate with the field, financial consultants and regions to advise and communicate programs, as well as navigate internal relationships such as Corporate Finance, Compliance and Legal functions. You will work in a fast paced, collaborative environment researching and handling complex problem resolution.
The Team
The Field Capital Management team provides tangible impacts to customers, both internal and external. The team works closely with the overall Compensation Program Management team and management to collaborate, brainstorm and problem solve. The team is heavily relied upon to provide innovation across compensation program design, loan program management, analytics and advanced modeling. We collaborate with various areas of the company including legal, IT, actuaries, field management, operations, accounting, compliance and MMLIS. Each team member has personal ownership for specific programs and functions yet works in a highly collaborative environment. Team members are creative, agile, resilient, detail-oriented, and have strong communication skills. This high impact team feels a sense of accomplishment and can see immediate impacts of their efforts on an ongoing basis.
The Impact:
As a Finance Consultant, your responsibilities will include, but not be limited to the following:
- Execute Field Capital Management functions ranging from program ideation and design all the way through the program life-cycle to documentation, implementation, administration, forecasting and reporting
- Handle the underwriting and execution of all MMFA Field Capital Management loans including, but not limited to, application review, in good order processing, underwriting offer and negotiation process, internal review and approvals, document execution and performance reporting
- Engage and support in broader team functions covering Agent and General Agent compensation program design, documentation, modeling, analysis, problem solving, and regulatory support (examples NY Regulation 4228, Regulation BI (Best Interest), etc
- Communicate clearly with agents and agency management to explain, problem solve and educate. Strong consulting and customer service skills
- Build a deep understanding of Agent and General Agent compensation, back up other team members on critical functions
- Engage in continuous improvement thinking, innovative problem solving, and implementing best practice policies and procedures aligning with organizational goals and objectives
- Continually adjust priorities and handle multiple demands with urgency to meet deadlines
- Create and update advanced excel models to manipulate and deliver information
The Minimum Qualifications
- 3+ years of experience in an analytical, finance, accounting, or mathematical based position
- 2+ years of expertise in Excel (VLookups, Pivot Tables, Basic Logic) for data manipulation
The Ideal Qualifications
- 5+ years of experience in an analytical, finance, accounting, or mathematical based position within financial services
- 2+ years of experience work with a field sales team or a general agency system
- Proficient in Microsoft Office software, including PowerPoint
- Strong communication skills, both written, verbal, and presentation and negotiating skills
- Demonstrated ability working independently, with ambiguity and exploring/identifying technical solutions
- High degree of ownership and sense of urgency
- A self-starter with critical attention to detail
- Knowledge of the MassMutual career agency system, contract types, MassMutual and MMLIS products and services and related compensation types
- Experience with NY Regulation 4228 (covering compensation limits and delivery mechanisms among other things)
- Experience with SIERA reporting system
- Experience with the LoanPro application
What to Expect as Part of MassMutual and the Team
- Regular meetings with the Compensation Design & Loan Program Management and the Compensation Program Management teams
- Focused one-on-one meetings with your manager
- Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
- Access to learning content on Degreed and other informational platforms
- Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-JA1
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
Salary Range: $90,500-$118,700
Hiring Process
Explore
Explore our open jobs by clicking 'search jobs' to find a position that aligns with your experience and skills. You may also consider joining our Talent Network.
Apply
Click the “apply” button on that job posting to complete and submit your application. Your application will be reviewed by a recruiter, which, due to the volume of applications received, may take some time as we carefully consider each application.
Screen
After your application has been reviewed, if you meet the qualifications for the role, a recruiter will reach out to you to start a conversation.
Interview
If you are invited for an interview, you will be scheduled to meet with the hiring manager and hiring team.
Offer
If you are extended an offer to join MassMutual and accept, your start will be contingent upon a satisfactory background check.
Hire
If you accept the offer, we will be so excited to welcome you to the MassMutual community!
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
By the numbers*
- 85% of employee respondents say they are proud to work at MassMutual
-
90
% of employee respondents say the work they do at MassMutual is meaningful - 85% of employee respondents say they feel encouraged to come up with new and better ways of doing things
*Source: 2025 MassMutual employee engagement survey
Award-Winning Culture
MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.
We strive to build a thriving community where everyone is valued, included, and feels that they belong.
At MassMutual, we Live Mutual.
How We Work
MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.
Benefits for the whole you (and your loved ones)
There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.
Explore some of our offerings below. Benefit details can be found here.
where we work
Springfield Office
1295 State Street, Springfield, MA
Boston Office
10 Fan Pier Blvd, Boston, MA
New York Office
2 Park Ave,
New York, NY
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