Mutual Opportunities
Internal Wholesaler
Springfield, Massachusetts
Thank you to our employees for voting us one of the top places to work in Massachusetts for five consecutive years!
Overview
A career with us means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees are at the foundation of what enables MassMutual to deliver on our purpose to help people secure their futures and protect the ones they love.
We embrace the idea that we all are stronger and better through our support for one another. We strive to create a culture where employees feel valued and are celebrated for who they are.
“Since our founding in 1851, mutuality has put our policyowners at the center of everything we do. At our core, we’re a company of people helping people in their time of need, and that spirit extends to the culture we’ve built at our company. Our employees support and rely on each other each day, collaborating to deliver the best solutions for our customers and help millions more secure their future and protect the ones they love.”
Job Description
The Opportunity
MassMutual Strategic Distributors (MMSD) is looking for a self-starting and partnership-oriented Life Internal Wholesaler to join our Internal Sales Desk. You will have a strong desire to broaden financial wellness and education to communities throughout the country.
The Team
The Internal Sales Desk at MassMutual Strategic Distributors works with distributors in the third-party/independent/brokerage general agent space to sell our Whole Life and Variable Universal Life, Universal Life, Term products through financial advisors and independent agents.
The Impact
In partnership with your Internal Wholesaling and Advances Sales team, you build your knowledge of life insurance products, riders, and concepts while gaining industry knowledge and insights on market trends. You’ll respond to inquiries from our distribution partners and advisors on products, sales designs/concepts, and product positioning and you will you consult with our clients (broker dealers, captive agents, and/or institutions) on pre-and-post-sale technical product support. Key responsibilities include, but are not limited to:
Proactively contact and consult with broker dealers, institutions, and/or financial professionals in pre-sale life insurance sales support
Demonstrate understanding of the life insurance, financial planning industry and competitive landscape by building expertise of product positioning and sales concepts while continually gaining industry knowledge and insights on market trends
Develops a comprehensive understanding of existing/targeted firms/institutions including targeted market segments, how they operate, and/or value propositions
Partner with external wholesalers, relationship managers and other key business partners while communicating confidently, driving sales and increasing penetration within territory
Maintains sales call data in appropriate systems
Utilize software tools including Salesforce, Outlook, PowerPoint, Excel, Zoom, Illustration software, and financial planning software
Demonstrate understanding of the life insurance, financial planning industry and competitive landscape by building expertise of product positioning and sales concepts while continually gaining industry knowledge and insights on market trends
Provide sales and marketing materials and specific sales illustration support as needed
The Minimum Qualifications
High School Diploma
2+ years' working experience with life/annuity clients, broker dealers, captive agents and/or institutions
1+ years' experience internal wholesaling or providing sales solutions within financial services and/or financial institutions (banks, credit unions, wires, broker dealers)
FINRA SIE, 6 & 63 at time of application or must be obtained within 180 days of hire
State Life & Health at time of application or must obtain within 180 days of hire
The Ideal Qualifications
2+ years’ experience internal wholesaling with life/annuity products
FINRA SIE, Series 6 and 63 at time of application
State Life & Health at time of application
Proven communication skills (both written and verbal)
Well-established self-management skills, e.g., time management, prioritization, managing internal and external relationships
Working knowledge of Microsoft Office (especially Outlook, Excel & PowerPoint
Extensive knowledge about individual life insurance products (i.e. Whole Life, UL, VUL and Term), practices, trends and information affecting the business and organization
Experience working with BGA's, POS's and IMO's
Experience with Salesforce
Compensation: $60-65K base salary range, plus sales-based incentive opportunity resulting in total target compensation package of $90-100K
What to Expect as Part of MassMutual and the Team
Regular meetings with the MMSD Advanced & Internal Sales Team
Focused one-on-one meetings with your manager(s)
Access to mentorship opportunities
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
#LI-CR41
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
Hiring Process
Explore
Explore our open jobs by clicking 'search jobs' to find a position that aligns with your experience and skills. You may also consider joining our Talent Network.
Apply
Click the “apply” button on that job posting to complete and submit your application. Your application will be reviewed by a recruiter, which, due to the volume of applications received, may take some time as we carefully consider each application.
Screen
After your application has been reviewed, if you meet the qualifications for the role, a recruiter will reach out to you to start a conversation.
Interview
If you are invited for an interview, you will be scheduled to meet with the hiring manager and hiring team.
Offer
If you are extended an offer to join MassMutual and accept, your start will be contingent upon a satisfactory background check.
Hire
If you accept the offer, we will be so excited to welcome you to the MassMutual community!
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
By the numbers*
- 88% of employee respondents say they are proud to work at MassMutual
-
90
% of employee respondents say they feel encouraged to bring forth new ideas - 86% of employee respondents say MassMutual cares about and supports the well-being of their employees
*Source: 2024 MassMutual employee engagement survey
Award-Winning Culture
MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.
We strive to embrace diversity in every sense, focusing on building a thriving community where everyone is valued, included, and feels that they belong.
At MassMutual, we Live Mutual.
How We Work
MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.
Benefits for the whole you (and your loved ones)
There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.
Explore some of our offerings below. Benefit details can be found here.
Why MassMutual?
Kevin
Compliance Consultant
Seth
Service Management Consultant
Kymberly
Head of Experience Journey Mapping
where we work
Springfield Office
1295 State Street, Springfield, MA
Boston Office
10 Fan Pier Blvd, Boston, MA
New York Office
2 Park Ave,
New York, NY
Virtual
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